Archive for June 9th, 2008
Off and running at DINARI and in the field…
So after three nights in Bangkok and two nights in the Bali surf town of Kuta, I was picked up yesterday by Ferdinand, who I will be working with side by side at DINARI, the microfinance institution (“MFI”) here in Bali that Kiva has partnered with. Ferdinand drove me to Sempidi, which is 20 km’s inland and north of Kuta (and about 20 degrees hotter), where I met many of the 30+ employees at the DINARI headquarters. DINARI also has a second branch in West Bali (Melaya) and is planning to open two more branches in the coming year.
While there is much to talk about with respect to the culture and people in the office, the part I was most excited to get started was the visiting of Kiva’s clients. Over my time here in Bali, I will likely be meeting with around 70 Kiva clients, the first 11 of whom I met this week. In order to meet with a client, I head out with a loan officer and often a translator. Typically, I’ll hop on the back of a moped designed for about 150 pounds and hug the guy in front of me as he wheels through the crazy Bali traffic and then through small streets and rice paddies that lead us to our destination.
I have a fun time on the back of the moped as the driver tries to figure out why his bike is making strange noises, having problems accelerating and getting horrible mileage. I have an inkling that it might have something to do with the extra 200 pounds weighing on the back tire, but I have no idea how to say that in Bahasa (Indonesian), so I shrug my shoulders and give my village idiot smile.
The clients so far typically live and operate their businesses out of their tiny one room dwellings that also house their families. The conditions vary, but in almost all cases, it’s clearly evident that many of these clients are living in fairly extreme forms of poverty. However, from the smiles on the faces of the clients and their families, it seems as if these people have never seen a day of sadness. From the big smiles that greet me to the laughs that accompany my sad attempts at speaking Indonesian, I have had a wonderful time getting to know more about how your loans have affected their lives.
With each client, I basically show up, ask them a bunch of questions (through a translator), smile a lot, hear their story, play with their kids (if applicable – I try not to play with imaginary kids as it tends to creep people out) and then take their photos. When I ask them what their dreams are (my favorite question), most say that their primary dream is to have good health and happiness for their families, before going into more elaborate wishes about grwoing their businesses. It’s always refreshing to hear such wonderful priorities. And the loans do seem to make a difference. I will see more evidence throughout my two months here, but so far it seems like the loans are allowing for a better life in one aspect or another.
Okay… Off to visit another client. If you have a minute, please say a prayer for my rear. I can barely sit down after spending three hours today on the back of a moped.
CHEERS!
GC
Note – this piece was written a few days earlier than it was posted, as will likely be the case with most of my postings.
7 comments 9 June 2008
Another KF5 Checking In….
So I had this crazy experience in Phnom Penh yesterday. I saw a sign for a $7 massage. Seven dollars!!! No way! Turns out the experience was a crazy experience in which this tiny Khmer woman twisted and contorted my—
Oh, blast. Gary already told this story. I guess I’ll have to come up with something else….
My one week in Phnom Penh cannot be captured or showcased by chronicling one critical, pivotal, emotional, or whimsical moment. I can though say that it can be characterized by a general feeling… one of profound humility, a feeling which is perhaps much more welcomed than the pain inflicted by a brazen black-belt-turned-Thai-masseuse in Bangkok.
I spent a brief period of time in Cambodia before and was aware of the kindness which is pervasive throughout Khmer culture. It is difficult to be lost, hungry, confused, or shoved up against a frustrating language barrier for too long before a local will take a moment of her time (or a few, if you are really good at getting yourself into sticky predicaments) to help. Still, in my first week back in Cambodia I was continually humbled by the gentle, patient and warm benevolence which emanates throughout the people.
I feel as though this sort of reflection is all too common among travelogues of Westerners venturing into third world cultures and have felt several times as I am writing this that I should perhaps opt for a more unique theme for this journal entry. I will not, however, if for no other reason then because it is at least somewhat of a gesture (albeit a weak one) of gratitude towards all the people I have met over the past few days.
One night I was trying to find my way back home on a moto when it became apparent my driver was horribly lost. He didn’t speak English, I don’t speak Khmer, and the map had proven useless. We drove for forty-five minutes before I recognized where we were and ended the ride. I stepped off of the moto, incredibly frustrated and exhausted until I looked up at my driver who just smiled and laughed a little. I had cost him gas and time and he was too kind to be angry, instead offering to share a feeling of amusement over his misadventures with this incompetent foreigner.
Two days later I had moved into a guesthouse where the staff locked the front gate and went to bed at 8 PM. I had been enjoying the night in Phnom Penh and arrived well after this hour. When I finally showed up the poor man whose job it was to lock the gate looked at me, tired. “Why are you late?” he asked gently. I felt horribly guilty and all I could manage was a pitiful apology. He smiled and returned my response with a genuine “no problem,” which only made me more angry at myself for my absurdly inconsiderate decision to enjoy a late dinner with friends instead of abide by the guesthouse policy. His patience was extraordinary and undeniably undeserved.
Elena’s language teacher, a well-spoken and affable Khmer law student, invited me over for lunch with her family, even though she told me later that the price of food today has soared to twice its cost in the past two months. Veteran Kiva fellows stationed in Phnom Penh have lent their advice, time, and patience helping Omeed and I transition into our stay in Cambodia. With paternal concern, a tuk-tuk driver showed me the best way to carry my purse on a moto so it wouldn’t be snatched quickly by a thief passing by. Dr. Kimseng has invited me to eat a lunch prepared for and enjoyed by the entire staff, and no I cannot bring anything to help. The care is unsolicited and the kindness unwarranted, but both are welcomed and deeply appreciated.
So I am humbled, welcomed into a culture which has so little but gives so much, and truly grateful for this experience. It’s going to be a good summer.
5 comments 9 June 2008

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