My Kiva Fellowship recently led me on a 930km trip through Western Uganda, where I visited a variety of borrowers living in rural areas. Although the journey was long and full of dust, sweat and bumpy roads, there were also many laughs, delicious foods and wonderful people along the way.

The purpose of this adventure was to meet with eight borrowers scattered around the countryside so that I could listen to their stories and verify that the information posted on Kiva was accurate. I’m pleased to report that the trip was successful on all counts!

The most touching moment of each visit universally occurred when I showed the borrowers their Kiva profiles and they viewed their lenders for the first time; this is when they realized the awe-inspiring fact that people all over the world - whom they had never met - believed in them and hoped for their success.

It’s been said that a picture is worth a thousand words, so here are the reactions of three borrowers following the discovery of their incredible international support:

Sarah is a young, married mother and the group leader of a 12-person borrowing group called Kayembe Group. Sarah applied for a loan to buy clothes for her shop in Rukungiri, located 400km from Kampala with a population of 15,000. As group leader, Sarah is responsible for disciplining members if they don’t repay their loans on time. Being the leader isn’t always easy, but Sarah was all smiles when she realized her group had supporters in Canada, Ireland, Bahamas, Spain, China, Netherlands and Japan!

Daniel is a 40-year-old father of seven children. He lives in Lyantonde, located about 220km from Kampala with a population of 10,000. Daniel never graduated from primary school and has been working in agriculture his whole life. He grows coffee, potatoes and tomatoes, which he uses to feed his family and sell at the market.

Daniel has taken six loans with UGAFODE. With these loans, Daniel generated a significant profit - enough to pay for the principal and interest on his loans, as well as his children’s school fees and the construction of his family home. Daniel’s firstborn is now in secondary school - further than he ever progressed. He is a proud father. Here is his reaction to discovering he had funders in the USA, Germany and Australia.

Aloysius is a 47-year-old father of four children between the ages of nine and 20. He left school at an early age and now raises cattle in Ibanda, another small town about 300km from Kampala.

Aloysius received a loan to purchase a small plot of land and supplies for his farm. Aloysius’s eldest child is now in trade school for brick-laying and his second eldest has nearly finished secondary school. Aloysius hopes to expand his farm and continue paying all of his children’s school fees. Here he is upon finding out about his lenders in the USA, Norway and Australia.

The smiles weren’t limited to just the borrowers however. Here’s a bonus photo of me and a relieved Sharon (UGAFODE's Kiva Coordinator) upon finishing our epic voyage.

Thanks very much for reading! You can support smiles in a rural community by clicking here and lending to a Kiva borrower today.

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Some people love their profession and some gives smile to others by their profession. I'm very glad to see the smiling faces of borrowers. Congratulations Adam ! Smile shows success of your work. -Arvind

So good to hear these stories of impact in the lives of others. Great work Adam!

Really he is hard working man to created his own empire through kiva

As an entity; it stands on the benchmark of:- - SELF OWNED, SELF USED DEMOCRATIC, SOLIDARITY, EQUALITY, AND EQUITY. The founders focused on re-grouping interested, industrious Ugandans who are living below $1 USD a day!!! To come out of this limbo, the few formed an idea to start a collective innovative venture which could resuscitate the pathetic situation as early as 2010, by saving slowly but steadily for future use. Then we married an idea of lending their meager resources to others on a small interest. But through explaining what their motive was they joined hands together to grow. • To come together and save collectively for better livelihood. Aims and goals were:- to come out of poverty, and hunger slavery through building a sustainable socio-economic status under group circles. How? By working like ants. Out of the little they save consistently could necessitate them to access to an extra shilling to boost their economic growth by a way of loan facilitation with very minimal interest rate, and free trainings. Also improve upon their agricultural produce with modern methods. This is meant to develop farmer’s capacity to grow from subsistence to commercial farming. The main targets are: youths and women. Why? They are the most neglected in communities but economically very important. The mission has not been easy but God willing all is going well. For the organization is growing steadily with a member registration of 986 to-dates. We are struggling to build up a strong cooperative union come 2030 with a membership of above 10,000 (ten thousand). Our efforts are treasured in agriculture and small businessmen. (Youths and women). We encourage well wishes to chip-in for assistance; morally and materially. It is now a full registered Sacco on permanent registration No. 10499.

Awesome Adam! So great to see others getting involved in the world beyond their backyard.

Wonderful photos and great smiles all around! I would love to hear about the trip itself, the bumps and all!

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Adam is a Montreal native with a BA in Psychology and an MBA in Global Strategy and Leadership. An international exchange to Singapore and a volunteer internship in the Philippines during his undergraduate studies catalyzed in him a love for travel, and he’s been exploring ever since! Volunteering in the Philippines helped Adam realize that a deep and fundamental understanding of industry would be useful in making a positive impact in the world. As a result, after completing his undergraduate studies at the University of Waterloo, he returned to Montreal to pursue an MBA at McGill University. Over the years, Adam worked in a variety of industries, from publishing and software development to financial services and education. Most recently, he was the Managing Director of the Marcel Desautels Institute for Integrated Management (MDIIM) at McGill University, where he lead a team responsible for developing an integrated approach to management – one that broke down disciplinary barriers, embraced multiple perspectives and encouraged holistic thinking about societies and organizations. Adam joined Kiva in August 2013 as a volunteer Team Leader managing a French translation team for Kiva's Review and Translation Program. He’s looking forward to furthering his Kiva immersion during his fellowship in Uganda.