Author Archive
Going Green? Overcoming Cultural Barriers to Promote Green Loans (Part 2)
By Claire Markham, KF16, Kenya
In Kenya, the act of going green appears to be far less of a priority than it is in more developed green economies. In the first part of this blog series, I discussed the cultural barriers that exist in Kenya. In this second part, I attempt to answer the question of how an MFI can break through the obstacles identified in Part 1 to implement a successful green and water loan program. I certainly don’t have all of the answers, but I will describe certain strategies that can be used.
Going Green? Overcoming Cultural Barriers to Promote Green Loans (Part 1)
By Claire Markham, KF16, Kenya
In the developed world, the recent increased attention to global warming and the importance of environmental preservation and restoration efforts is something that’s hard to ignore. In Kenya, I have found this is not necessarily the case in my experiences so far. When the borrowers that we work with so often have to worry about ensuring there is enough food on the table or money for school fees, adding the responsibility of being conscious of their environmental impact can be a hard notion to sell. How can an MFI break through these obstacles and implement a successful green and water loan program when so much of the population, including our borrowers, aren’t environmentally aware? This two-part blog post will attempt to answer this question.
Take the Long Way Home: A Loan Officer’s Journey
By Claire Markham, KF16, Kenya
Before I arrived in Nairobi, I had heard on multiple occasions about the fundamental role loan officers play in making an MFI function. Loan officers are the backbone of the organization; they are intimately familiar with their clients and the challenges they face and they go to extraordinary measures to meet client needs. I was able to fully appreciate this on my recent borrower visits in Mombasa with two of SMEP’s loan officers: the one who supposedly travels the most, and the one who supposedly travels the least.
Observing Kiva’s Raison d’Etre in my First Field Visit
By Claire Markham, KF16, Kenya
Last Thursday, I had the opportunity to spend a day with a loan officer visiting three different Kiva borrower groups. Though these were fairly routine visits for the loan officer, they were far from ordinary from my perspective; they allowed me to observe real examples that confirm why Kiva does what it does.
