Posts filed under 'blogsherpa'
The Passing of a Kiva Borrower
Saahkem Dorothy Muyang. 1954 - 2009.
By Dennis A. Espinoza, KF9, Grounded and Holistic Approach for People’s Empowerment (GHAPE) in Bamenda, Cameroon
I was working at my desk when Kenneth, my roommate and GHAPE loan officer, answered his phone and heard that ten year GHAPE member and Kiva borrower, Saahkem Dorothy Muyang, had passed away after a bout with diabetes.
Just glancing at Dorothy’s picture and noticing her beaming smile gives you an impression of who she was. She had a big heart, a deep love for her family and was very involved in her community. Needless to say, her passing was a significant loss to a lot of people around here. She was well loved and I wish I would’ve had an opportunity to meet her in person.
2 comments 19 November 2009
‘Tis Someone’s Season To Be Jolly
By Victoria Kabak, KF9, Nicaragua
As the holiday season fast approaches, I imagine many of you back at home are starting to make lists (checking them twice?) of presents or of people you’re going to buy presents for or even of presents you hope someone else gets you. It’s no secret that businesses in the United States – and in other countries – experience a significant uptick in sales in December.
But I’ve learned in the past few weeks that this phenomenon isn’t unique to the United States or to developed countries. Many of the borrowers I’ve met with recently have expressed to me that, even if business is a little slow right now, they’re optimistic for December since it tends to be their best month every year.
This got me thinking about seasonal changes and how different times of the year can impact the businesses of Kiva borrowers in distinct patterns. There are some obvious ways in which seasons and time impact their livelihoods. In addition to Christmastime, for example, those who work in agriculture are affected by when the harvest times for their crops are. Here in Nicaragua, working with Kiva’s field partner AFODENIC, I’ve recently learned from clients that tomato season ended just a few weeks ago and pitahaya season is coming to a close shortly.
However, there are several less obvious impacts that turning the calendar page has on microentrepreneurs’ work. These types of consequences – which are, of course, out of clients’ control – are not ones that had occurred to me before coming to Nicaragua. To share with you what I’ve learned, here are a couple of ways in which the time of year can have either a negative or a positive effect on borrowers and their businesses. (more…)
2 comments 19 November 2009
Coffee: A Love Affair
By Karl Baumgarten, KF9, Costa Rica
4,000,0000 cups per year. 10,958,904 cups per day. 42 beans per cup. 460,273,968 beans per day. And they all have to be picked one by one by one. My fingers hurt just thinking about it. Every cup we make is the culmination of an incredibly involved process that we all should appreciate.
Below is a video of the coffee process at AsoProLa, an organic coffee company which processes coffee from small scale farmers in Altamira, many of whom have micro-loans with FUDECOSUR
7 comments 18 November 2009
Connecting through prayers
By Jeremy Lapedis, KF9, Guatemala
I’m Jewish, but, before every meal at Manuel’s hous,e we say a prayer thanking Jesus Christ. Manuel is the director of FAPE, the MFI where I work in Guatemala, and I have been staying with him since arriving. He is also a pastor at a B
aptist church. So I was surprised Thursday night when lifting my head, just after our prayer, I spotted a menorah on display. What is this doing here?
Manual caught my gaze. “Oh, a friend gave me that. Do you know what it used for?” he queried.
I attempted to impart what knowledge I had of the menorah: It was a miracle that the oil burned for eight days, but there are nine candles. Channukah was the festival of lights. He listened intently on what I had to say completely fascinated with my every word. His genuine interest in my religion, in hearing my thoughts, was not something I was accustomed to back home. How often do we hang onto every word of someone we barely know?
Shortly thereafter, he shared with me what my name meant to him. (more…)
2 comments 18 November 2009
Kiva Update from PBS Frontline World
Suzy Marinkovich, KF8 Peru & KF9 Bolivia
One of the most exciting things about being a Kiva Fellow is the opportunity to tell the untold stories of those so remote, so rural, and so ignored by the media. When there are six billion humans sprinkled across the world, the media has the unenviable task of (more…)
1 comment 18 November 2009
“Ok. Next question…”
Laughing with Myrna Data, a Kiva Borrower
Mary Riedel, KF9, Philippines
“…What do you think your biggest challenge will be if you become a Kiva Fellow?”
I heard this question twice during my interview process with Kiva. On both occasions I was sitting at my kitchen table in San Francisco, working from home (experiencing some cabin fever), and planing to meet up with friends later in the day. My answer was, “Feeling disconnected from friends and family.” And yes, some days staying connected has been a bit of challenge, looking at the clock wishing it was telling me a different story, jumping to Skpye and hoping to to see little green dots. For the most part though, communication has been good, it just takes more planning and acceptance.
So that’s not my biggest challenge… (more…)
15 comments 17 November 2009
El Mercado Central: A Day Visiting Kiva Clients
By Meg Gray, KF9 Nicaragua
How to describe one of the markets in Nicaragua? It’s hard and there really isn’t anything like them in the States to compare to. When I visited the Mercado Central in Chinandega, a small city that serves as a supply hub for the farms surrounding it, the heat was stifling. A few aisles are well lit with a sprinkling of fluorescent bulbs, while others are dark and cave-like. At the same time, the whole building is bursting with colors, smells, and noises. Every aisle is packed with people and very few aisles are wide enough for more than two people to walk side by side. And did I mention it’s hot. Chinandega has a well-deserved reputation for being one of the hottest places in Nicaragua. My guidebook accurately describes it as feeling like a rotisserie chicken the moment you leave the AC behind. In the end I decided, it was too hard to describe my day visiting clients in the Mercado Central. I decided it would be more fun and easier to try to figure out my video editing software and give you guys a taste of what my day was like. So here goes my first attempt at making a video…
Meg Gray is currently a Kiva Fellow in Nicaragua, where she is working with Kiva’s field partner CEPRODEL. Support a loan to a CEPRODEL entrepreneur or introduce a friend to Kiva with a gift certificate.
6 comments 17 November 2009
On the Road
By Nick Malouin, KF9, Togo
There’s something about traveling at high speeds in Africa that allows the mind to open up and do its best thinking. Maybe with the pot holes and daily frustrations left behind the brain can finally concentrate on something else. I had such an experience on a recent weekend trip to Lomé. Traveling at 60km/h, I had two hours to take in the beautiful scenery between Kpalimé and Lomé. The villages, usually a cacophony of noise and activity, had the brief illusion of serenity.
I started thinking about earlier that day when I met a client selling motor oil on the side of the road. His stand had looked like every other motor oil stand in Kpalimé and you might think for a second that it was part of a chain. The fact is though with only certain inputs available (wood boards) and zero money to invest, all merchant stands, whether selling vegetables, pagne or motor oil, look exactly the same. I started wondering if a little training could go a long way; if a quick lesson on product differentiation, branding and marketing strategy, along with financial planning, could turn this motor oil stand into the next Jiffy Lube.
Nassirou Ouro-Couloum, Kiva Client
6 comments 16 November 2009
Phonecards and Peanuts: Looking at Micro-finance through the Macro Lens
Ilmari Soininen
KF9 UIMCEC Dakar, Senegal
Topping up one’s phone credit is never a problem in Dakar – on every street corner you will find one, or usually three or four young men hawking the same exact Orange Telecom cards. They offer the exact same cards, in the exact same spot, at the exact same time. Peanut vendors are equally ubiquitous, often stationed only a feet away from each other, selling the same peanuts, in the same 50 Franc increments.
These vendors often rarely have many other avenues for generating income. Many come from the countryside, where subsistence farming is usually the one and only option. They prefer the hustle and bustle of the city. They prefer the 500, 1000 or even 2000 CFCA (between US$ 1-4) they can make a day. Who can blame them.
But when you add up all of the thousands of phonecard, peanut (cigarette, tissue, fruit …) vendors, you begin to see why this country, and indeed many of its neighbors, are still so poor. (more…)
9 comments 15 November 2009
A welcomed visitor in Guatemala, but just a visitor
By Jeremy Lapedis, KF9, Guatemala
I am the visitor. I am from Kiva. I am Jeremias. This has been my introduction for my first days in Guatemala.
Tueseday, we went to San Martin. It is a two hour drive from Guatemala City: thankfully it was Marco and not me who was driving so I could observe the scenery as we passed through beautiful rolling hills covered in forests. In the distance we could see small peaks, and each one was covered in trees.
Once we arrived, we were greeted by Bertha Carmelina Tohon, who just finished fundraising on Kiva. She gave 
us a warm welcome and insisted that we have tea before we leave her comedor (eatery). She not shy to share her life story. I quickly learned that her kids attending college, one studying psychology and the other chemistry. I learned that she thought the Guatemalan school system did not teach the children anything practical, and that she has a typing school where kids learn using typewriters. I learned that she was hard working: “There is time to rest when you die,” she said.
But not all of our visits on this day would be this happy. (more…)
5 comments 14 November 2009
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