Few days ago, an American couple that collaborate with Kiva translating loans sent me an email. The team of volunteers they belong to is one of the most important pieces in Kiva (there are more than 800 volunteers around the world). They make possible all loans, no matter where they come from, are accessible in English.

This couple not only translate loans but also lend money to entrepreneurs through Kiva, especially to El Salvador.  Few years ago, they lived for two years in a little Salvadorean village working as volunteers. When they went back to the USA, they did not want to lose contact with this region and they were looking forward to keep helping in the distance. This is how they found in Kiva the best way to do it. They told me translating loans is easy to combine with their current jobs and you control how much you can do.

They told me they would stay for a week in El Salvador visiting some friends they left in the past and they asked me if it was possible to visit any of the borrowers they translated or invested in. The idea of an encounter between borrower and lender captivated me, and we started to work on it. (Not as easy as it may look: transport, communication and logistics is a different story in deep El Salvador).

After some steps we managed to make the challenge of putting borrowers, Mr and Mrs Luehm, and lender, Mrs Delfina, together. It was one of the best moments I have had in El Salvador. Seeing the encounter among these people and the conversation they had was wonderful.

Photo taken by Carlos, credit advisor from Padecomsm, on 23rd December 2011, when Mrs Delfina asked for a loan.

Photo taken on 22nd November 2012. The encounteer.

Nowadays, with initiatives like Kiva ´s, it is not possible to say either “ I want to help , but I don´t know how nor who” or “I dont want to help because I don´t know where my money goes to and the impact it creates”.

In Kiva, you can find more than 2400 stories and pictures of people/families in need, from every sector and from more than 60 countries. Every euro you lend through Kiva reaches the person you choose, and because it is a loan, not a donation, it bets on the sustainability of the project and consequently his life.

Your small amount, 25 dollars, it´s a lot for them.

Kiva, loans that change lives…

…And brings people´s lives together.

Here are all participants in the process of a Kiva loan: Borrower (Mrs Delfina in the center),Microfinance organization, Padecomsms (Rubidia, Kiva Coordinatos,  and Carlos, credit advisor, in the left) and Kiva (represented by KF19 Juan).

Thanks Lehm couple and Padecomsm for this magic encounter!