By Lorena Gil, KF12, Fondo Esperanza – Chile
I have a love / hate relationship with credit and I doubt I am the only one. More than anything it’s what credit enables us to do that appeals to us as borrowers. It can be as simple as giving us the opportunity to purchase Christmas gifts for loved ones or as big as college loans or even a house. If those of us in developed countries cannot function without credit imagine those in impoverished communities.
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