Omika Jikaria

Fellows Blog Posts by Omika Jikaria

Nov 28, 2016 KH Cambodia

Earlier this month, two of my colleagues from Kiva HQ in San Francisco visited me in Phnom Penh as a part of their annual Kiva Staff Partner visit. The purpose of the Kiva Staff Partner visits is to allow Kiva employees that are based in San Francisco and don’t have regular contact with the day-to-day operations of Kiva on-the-ground to reconnect to our mission by spending a week in the field in a country of their choosing, where...

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Oct 8, 2016 KH Cambodia

Coming into my fellowship, I was quite aware of some of the challenges of running microfinance operations. I knew that interest rates from certain microfinance institutions can be too high for borrowers to sustain repayments and that it takes a lot of manpower to disburse loans, perform loan assessments, and conduct verifications. But I only understood those factors on a theoretical level.

After being on the ground for almost a month now, I...

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